/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.table{display:table}}:root{--ink:#17231f;--cream:#f4f0e6;--paper:#fffdf8;--lime:#d9ff58;--blue:#2672ff;--orange:#ff6b35}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);margin:0;font-family:Yu Gothic,Hiragino Kaku Gothic ProN,system-ui,sans-serif}a{color:inherit;text-decoration:none}.site-header{z-index:10;background:#fffdf8f0;border-bottom:1px solid #17231f24;justify-content:space-between;align-items:center;height:84px;padding:0 5vw;display:flex;position:relative}.brand{align-items:center;gap:10px;font-size:19px;font-weight:800;display:flex}.brand-mark{width:32px;height:32px;color:var(--lime);background:var(--ink);border-radius:50%;place-items:center;font:700 22px Georgia,serif;display:grid}nav{gap:32px;font-size:13px;font-weight:700;display:flex}nav a:hover,footer a:hover{opacity:.6}.hero{background:var(--cream);grid-template-columns:1.18fr .82fr;align-items:center;min-height:670px;padding:90px 8vw 80px;display:grid;overflow:hidden}.eyebrow{letter-spacing:.22em;margin:0 0 22px;font-size:12px;font-weight:900}.hero h1{letter-spacing:-.065em;margin:0;font-size:clamp(48px,6.4vw,94px);font-weight:900;line-height:1.12}.hero h1 span{z-index:1;position:relative}.hero h1 span:after{content:"";z-index:-1;background:var(--lime);height:.3em;position:absolute;bottom:.06em;left:-1%;right:-2%;transform:rotate(-1deg)}.lead{margin:38px 0 0;font-size:17px;font-weight:600;line-height:2}.hero-visual{aspect-ratio:1;width:100%;max-width:500px;margin:auto;position:relative}.hero-question{background:var(--ink);color:var(--lime);box-shadow:24px 24px 0 var(--blue);border-radius:50%;place-items:center;font:700 clamp(150px,17vw,250px)/1 Georgia,serif;display:grid;position:absolute;inset:15%;transform:rotate(4deg)}.orbit{border:2px solid var(--ink);border-radius:50%;position:absolute}.orbit-one{inset:3%;transform:rotate(18deg)scaleY(.55)}.orbit-two{inset:0 12%;transform:rotate(-49deg)scaleX(.58)}.dot{background:var(--orange);border-radius:50%;width:18px;height:18px;position:absolute}.dot-a{top:46%;left:2%}.dot-b{background:var(--blue);top:2%;right:11%}.dot-c{background:var(--lime);border:2px solid var(--ink);bottom:20%;right:1%}.truth-strip{background:var(--ink);color:#fff;text-align:center;letter-spacing:.04em;padding:24px 5vw;font-size:15px;font-weight:700}.truth-strip p{margin:0}.topics{padding:120px 8vw 140px}.section-heading{max-width:700px;margin-bottom:54px}.section-heading h2,.promise h2{letter-spacing:-.055em;margin:0 0 20px;font-size:clamp(38px,5vw,66px);line-height:1.15}.section-heading>p:last-child{color:#63706b;font-weight:600}.topic-grid{grid-template-columns:1fr 1fr;gap:26px;display:grid}.topic-card{border:2px solid var(--ink);flex-direction:column;min-height:490px;padding:34px;transition:transform .2s,box-shadow .2s;display:flex}.topic-card:hover{box-shadow:9px 9px 0 var(--ink);transform:translate(-5px,-5px)}.topic-card.blue{background:#dce9ff}.topic-card.orange{background:#ffe2d4}.topic-topline{border-bottom:1px solid var(--ink);letter-spacing:.16em;justify-content:space-between;padding-bottom:16px;font-size:11px;font-weight:900;display:flex}.topic-card h3{letter-spacing:-.05em;margin:54px 0 24px;font-size:clamp(32px,4vw,56px);line-height:1.2}.topic-card h3 span{display:block}.topic-card>p{max-width:530px;font-weight:600;line-height:1.9}.card-link{justify-content:space-between;align-items:center;margin-top:auto;font-size:14px;font-weight:900;display:flex}.card-link span{border:1px solid var(--ink);border-radius:50%;place-items:center;width:42px;height:42px;font-size:20px;display:grid}.promise{background:var(--lime);padding:120px 8vw}.promise h2{max-width:800px}.promise-grid{grid-template-columns:repeat(3,1fr);gap:24px;margin-top:74px;display:grid}.promise-grid>div{border-top:2px solid var(--ink);padding-top:22px}.promise-grid strong{font:italic 700 34px Georgia,serif}.promise-grid h3{margin:24px 0 10px;font-size:20px}.promise-grid p{font-size:14px;font-weight:600;line-height:1.8}footer{background:var(--ink);color:#fff;justify-content:space-between;align-items:center;min-height:180px;padding:48px 5vw;display:flex}footer .brand-mark{background:var(--lime);color:var(--ink)}footer>div{color:#bdc6c2;gap:30px;font-size:12px;display:flex}.article-shell{background:var(--paper)}.article-hero{border-bottom:1px solid var(--ink);padding:80px 8vw 90px}.article-hero.blue{background:#dce9ff}.article-hero.orange{background:#ffe2d4}.article-hero .tag{background:var(--ink);color:#fff;letter-spacing:.12em;margin-bottom:30px;padding:7px 11px;font-size:11px;font-weight:900;display:inline-block}.article-hero h1{letter-spacing:-.06em;max-width:980px;margin:0;font-size:clamp(44px,6vw,82px);line-height:1.15}.article-hero .summary{max-width:760px;margin:30px 0 0;font-size:18px;font-weight:600;line-height:1.9}.updated{color:#56625e;margin-top:32px;font-size:12px;font-weight:700}.article-layout{grid-template-columns:240px minmax(0,760px);gap:90px;max-width:1180px;margin:auto;padding:80px 5vw 120px;display:grid}.toc{border-top:2px solid var(--ink);align-self:start;padding-top:16px;font-size:13px;position:sticky;top:30px}.toc strong{margin-bottom:14px;display:block}.toc a{color:#62706a;padding:7px 0;display:block}.article-body h2{letter-spacing:-.04em;border-top:4px solid var(--ink);margin:80px 0 24px;padding-top:10px;font-size:34px}.article-body h2:first-child{margin-top:0}.article-body h3{margin:42px 0 14px;font-size:22px}.article-body p,.article-body li{font-size:16px;line-height:2}.article-body ul,.article-body ol{padding-left:1.5em}.answer-box{background:var(--lime);border:2px solid var(--ink);margin-bottom:50px;padding:28px;font-size:19px;font-weight:800;line-height:1.7}.warning{background:#fff1c9;border-left:6px solid #f2aa00;margin:32px 0;padding:24px}.data-table{border-collapse:collapse;width:100%;margin:28px 0;font-size:14px}.data-table th,.data-table td{text-align:left;border:1px solid #aab2af;padding:14px;line-height:1.6}.data-table th{background:var(--cream)}.source-list{background:var(--cream);margin-top:50px;padding:24px 28px}.source-list a{text-decoration:underline}.source-list li{font-size:13px}.back-home{margin:0 8vw 60px;font-weight:800;display:inline-flex}.about{max-width:860px;margin:auto;padding:90px 6vw 130px}.about h1{letter-spacing:-.06em;font-size:clamp(42px,6vw,76px)}.about h2{margin-top:64px;font-size:28px}.about p,.about li{line-height:2}.jibai-explainer{margin-bottom:90px}.jibai-explainer .eyebrow{margin-bottom:10px}.jibai-explainer h2{margin-top:0}.jibai-conclusion{border:2px solid var(--ink);background:#dce9ff;padding:22px 24px;font-size:18px!important}.jibai-grid{grid-template-columns:1fr 1fr;gap:16px;margin:28px 0;display:grid}.jibai-grid>div{border:1px solid var(--ink);background:#fff;padding:22px}.jibai-grid p,.jibai-grid ul{margin:10px 0 0}.warning p{margin-bottom:0}@media (width<=800px){.site-header{height:70px;padding:0 20px}.brand{font-size:16px}.brand-mark{width:28px;height:28px}nav a:nth-child(3){display:none}nav{gap:18px}.hero{grid-template-columns:1fr;min-height:auto;padding:65px 24px 70px}.hero h1{font-size:48px}.lead{font-size:15px}.hero-visual{max-width:330px;margin-top:65px}.topics,.promise{padding:80px 24px}.topic-grid,.promise-grid{grid-template-columns:1fr}.topic-card{min-height:420px;padding:26px}.promise-grid{margin-top:50px}footer{padding:40px 24px;display:block}footer>div{gap:10px;margin-top:32px;display:grid}.desktop-only{display:none}.article-hero{padding:55px 24px 65px}.article-hero h1{font-size:45px}.article-hero .summary{font-size:16px}.article-layout{padding:55px 24px 90px;display:block}.toc{margin-bottom:50px;position:static}.article-body h2{margin-top:64px;font-size:28px}.data-table{font-size:12px}.data-table th,.data-table td{padding:9px}.back-home{margin-left:24px}.jibai-grid{grid-template-columns:1fr}.jibai-conclusion{padding:18px;font-size:16px!important}}.hero h1{font-size:clamp(48px,5.5vw,78px)}@media (width<=800px){.hero h1{font-size:44px}}.voices-cta{background:#dce9ff;justify-content:space-between;align-items:flex-end;gap:40px;padding:100px 8vw;display:flex}.voices-cta h2{letter-spacing:-.05em;margin:0 0 20px;font-size:clamp(34px,4.5vw,60px);line-height:1.2}.voices-cta p:last-child{font-weight:600;line-height:1.8}.voices-cta>a{background:var(--ink);color:#fff;flex:0 0 290px;justify-content:space-between;padding:22px 24px;font-weight:800;display:flex}.voices-hero{background:var(--cream);border-bottom:1px solid var(--ink);padding:90px 8vw}.voices-hero h1{letter-spacing:-.06em;margin:0 0 30px;font-size:clamp(46px,6.2vw,86px);line-height:1.12}.voices-hero>p:last-child{max-width:720px;font-size:17px;font-weight:600;line-height:1.9}.voices-wrap{max-width:1180px;margin:auto;padding:90px 5vw 130px}.home-voices{background:var(--cream);border-top:1px solid var(--ink)}.post-form-section{grid-template-columns:.8fr 1.2fr;gap:70px;padding-top:90px;display:grid}.post-form-section h2,.post-list-heading h2{letter-spacing:-.05em;margin:0 0 18px;font-size:clamp(34px,4vw,55px)}.post-form-section>div>p:last-child{color:#5e6a66;font-weight:600;line-height:1.9}.post-form{border:2px solid var(--ink);box-shadow:9px 9px 0 var(--ink);background:#fff;gap:20px;padding:30px;display:grid}.post-form label{gap:8px;font-size:13px;font-weight:800;display:grid}.form-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.post-form input,.post-form select,.post-form textarea{width:100%;font:inherit;background:#fffdf8;border:1px solid #87938e;border-radius:0;padding:13px 14px;font-size:15px}.post-form textarea{resize:vertical;line-height:1.7}.post-form input:focus,.post-form select:focus,.post-form textarea:focus{outline:3px solid var(--lime);border-color:var(--ink)}.post-form .consent{grid-template-columns:22px 1fr;align-items:start;font-weight:600;line-height:1.7}.post-form .consent input{width:18px;height:18px;margin-top:3px}.post-form button{background:var(--ink);color:#fff;cursor:pointer;border:0;padding:18px 20px;font-size:15px;font-weight:900}.post-form button:disabled{opacity:.45;cursor:not-allowed}.form-message{margin:0;font-size:14px;font-weight:700;line-height:1.6}.honeypot{width:1px!important;height:1px!important;position:absolute!important;left:-10000px!important;overflow:hidden!important}.post-list-section{border-bottom:2px solid var(--ink);padding-bottom:90px}.post-list-heading{justify-content:space-between;align-items:end;margin-bottom:40px;display:flex}.post-list-heading>span{font:italic 700 22px Georgia,serif}.post-list{gap:22px;display:grid}.community-post{background:#fff;border:1px solid #8f9995;padding:28px}.post-meta{flex-wrap:wrap;gap:8px;margin-bottom:18px;display:flex}.post-meta span{background:var(--cream);padding:6px 9px;font-size:11px;font-weight:900}.post-meta .flood{background:#dce9ff}.post-meta .earthquake{background:#ffe2d4}.community-post h3{letter-spacing:-.03em;margin:0 0 15px;font-size:24px}.community-post>p{white-space:pre-wrap;line-height:1.9}.insurance-note{background:var(--cream);margin-top:20px;padding:17px 20px}.insurance-note strong{font-size:12px}.insurance-note p{white-space:pre-wrap;margin:7px 0 0;line-height:1.8}.community-post footer{color:#65706c;background:0 0;border-top:1px solid #d5dad7;min-height:0;margin-top:22px;padding:18px 0 0;font-size:12px;display:flex}.empty-posts{text-align:center;background:var(--cream);padding:50px}.empty-posts strong{font-size:22px}@media (width<=800px){nav a:nth-child(3),nav a:nth-child(4){display:none}.voices-cta{padding:70px 24px;display:block}.voices-cta>a{margin-top:35px}.voices-hero{padding:65px 24px}.voices-wrap{padding:65px 24px 90px}.post-form-section{grid-template-columns:1fr;gap:35px}.form-row{grid-template-columns:1fr}.post-form{box-shadow:6px 6px 0 var(--ink);padding:22px}.community-post{padding:22px}.community-post h3{font-size:21px}}.case-index{background:var(--ink);color:#fff;padding:85px 8vw 90px}.case-index h2{letter-spacing:-.055em;margin:0 0 48px;font-size:clamp(36px,4.8vw,64px);line-height:1.16}.case-index>div{border-top:1px solid #fff5;grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.case-index a{border-bottom:1px solid #fff5;grid-template-columns:78px 1fr 30px;align-items:center;gap:10px;padding:19px 14px;font-weight:800;display:grid}.case-index a:nth-child(odd){border-right:1px solid #fff5}.case-index a:hover{background:var(--lime);color:var(--ink)}.case-index a span{color:var(--lime);font:italic 700 12px Georgia,serif}.case-index a:hover span{color:var(--ink)}.case-index a b{text-align:right;font-size:18px}.toc span{color:#62706a;padding:7px 0;line-height:1.5;display:block}.case-detail{margin:85px 0 110px;scroll-margin-top:20px}.case-detail h2{border-top:0;margin:8px 0 28px;padding-top:0;font-size:38px}.case-label{letter-spacing:.12em;color:var(--blue);font:italic 700 13px Georgia,serif}.case-scene{background:var(--cream);border-left:5px solid var(--ink);padding:23px 26px}.case-scene strong{letter-spacing:.12em;font-size:12px}.case-scene p{margin:8px 0 0}.case-result{background:var(--ink);color:#fff;flex-direction:column;gap:7px;margin:24px 0;padding:22px 26px;display:flex}.case-result small{letter-spacing:.12em;color:var(--lime);font-size:11px;font-weight:800}.case-result strong{font-size:19px;line-height:1.6}.check-list{border:1px solid #99a39f;margin-top:25px;padding:20px 24px}.check-list>strong{font-size:13px}.check-list ul{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 20px;margin-bottom:0;display:grid}.check-list li{font-size:13px;line-height:1.6}@media (width<=800px){.case-index{padding:65px 24px}.case-index>div{grid-template-columns:1fr}.case-index a:nth-child(odd){border-right:0}.case-index a{grid-template-columns:66px 1fr 24px;font-size:13px}.case-detail{margin:65px 0 85px}.case-detail h2{font-size:29px}.check-list ul{grid-template-columns:1fr}.case-result strong{font-size:17px}}
